1087 PERGIN FARM ROAD, OAKLAND, MD 21550 - Gina Spaziano Real Estate

$3,200,000

Step into a home like no other - where architectural charm meets modern comfort, and lake views greet you from nearly every room. With six bedrooms and five-and-a-half baths, there's space for everyone to relax in style. The open, light-filled main living area is anchored by a striking fireplace and… Read More a window-wrapped dining alcove with serene water views, while a wall of windows frames the gorgeous kitchen at one end. Off the open living/dining/kitchen area, you'll find a second living space, perfect for intimate gatherings or quiet reading. The sunlit study is a dream, with floor-to-ceiling windows and skylights that bring the outdoors in. The spacious lakeside main-level primary suite features its own fireplace, and charming bath with a walk-in shower and double sink and vanity area, and closet area with built-ins. It is a wing onto itself for optimal privacy. Their is a second primary suite upstairs offers a private retreat with a charming tiled bath, and windowed walk in closet. Every spacious bedroom has its own personality - two have private decks for morning coffee or evening sunsets. Two wonderful baths complete the upstairs. On the lower level, fun is the theme: a huge family room with pool table, game-night or movie area, and a stunning bar with its own TV. A full bath, generous storage area, and a mudroom for coming in from the lake, make it as practical as it is inviting. Outside, the property truly shines. This private 1.13-acre lot boasts a rare 250 feet of level lakefront, an oversized covered dock with two jet ski slips, and a charming lakeside shed. A full-length deck spans the main level, with a built in firepit overlooking the lake and stars at night. While the patio on the lower level includes a hot tub area - perfect for soaking in the views. For your cars there is a two-car attached garage plus a beautiful, separate oversized three-car garage for all your lake toys! Completely remodeled in 2020 - including all-new windows - this rare lakefront property is located in the exclusive Pergin Farm area of Deep Creek Lake. This special property is ready to impress from the moment you arrive. Whether you're hosting friends and family, enjoying quiet moments, or spending sunny days on the water, this home delivers the ultimate blend of style, comfort, and recreation. Read Less

Courtesy of Susan Bell, Railey Realty, Inc. [email protected]

Listing Snapshot

Days Online

Last Updated

Aug 28, 2025

Property Type

Single Family Residential

Beds

Full Baths

Partial Baths

Square Ft.

4,481

Lot Size

1.13 Acres

Year Built

1984

MLS Number

MDGA2010186

30 Days Snapshot Of 21550

$500k

+52%

(avg) sold price

+5%

homes sold

122

+50%

(avg) days on market

Snapshot

Area Map

Additional Details

Property Access

Road Responsibility: HOA, Paved, Boat - Length Limit, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Private Access, Sail, Swimming Allowed, Waterski/Wakeboard

Appliances & Equipment

Built-In Microwave, Dishwasher, Oven/Range - Electric, Refrigerator, Washer, Dryer

Basement

Fully Finished, Walkout Level, Connecting Stairway

Building

4,481 sqft living area, 2,981 sqft above grade (finished), 1,500 sqft below grade (finished), 103 sqft below grade (unfinished), Built in 1984, Major renovation in 2021, Structure Type: Detached, 3 levels, Craftsman, Combination, Frame, Brick, Shake Siding, Block

Cooling

Central Air, Bottled Gas, Central A/C

Exterior Features

Exterior Lighting, Hot Tub

Fireplaces

2 fireplaces, Wood, Mantel(s), Screen

Floors

Hardwood

Foundation

Block

Garage

5 garage spaces

Water Features

Navigable Water, Water Access, Water Body Name: Deep Creek Lake, Water Body Type: Lake, Water Oriented, Waterfront Features: Y, Private Dock Site, Exclusive Easement

Heating

Propane - Owned, Forced Air

Home Owner's Association

HOA Fee: $1,214, Fee Freq: Annually, Road Maintenance, Snow Removal

Interior Features

Bar, Additional Stairway, Breakfast Area, Built-Ins, Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Curved Staircase, Dining Area, Entry Level Bedroom, Exposed Beams, Floor Plan - Open, Kitchen - Island, Pantry, Primary Bath(s), Recessed Lighting, Stove - Wood, Walk-in Closet(s), Upgraded Countertops, Wet/Dry Bar, WhirlPool/HotTub, Window Treatments, Wood Floors, Skylight(s), Stain/Lead Glass, Water Treat System

Laundry

Main Floor

Lot

49,222 sqft, 1.13 acres, Fishing Available, Partly Wooded, Private, Road Frontage

Parking

Paved Driveway

Property

Boats Non-power Count: 6+, Boats Power Count: 2, Dock/Slip Conveys, 1 dock, Other Structures: Above Grade, Below Grade, Outdoor Living Structures: Balconies- Multiple, Deck(s), Patio(s), View: Lake, 2 boat slips

Roof

Copper

Sewer

On Site Septic

Taxes

County Tax: $20,810, County Tax Pymnt Freq: Annually, Tax Annual Amount: $20,810, Tax Year: 2024

Utilities

Hot Water: Bottled Gas, Cable TV, Propane

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